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We have been designated by the U.S. Congress to be a Debt Relief Agency.  We help people file for bankruptcy.

The content of this website is general in nature and does not constitute legal advice.  Use of this website does not establish an attorney-client relationship.  Nothing on this website should be relied upon or used without first consulting a qualified attorney to assess and consider your unique circumstances.


Chapter 13 Overview - Part 2



Chapter 13 Overview - Part 1


Experienced Kansas Chapter 13 Bankruptcy Services


Filing Chapter 13 bankruptcy helps individuals and small business owners restructure their secured debt and, in most cases, discharge most, if not all, of their unsecured debt.  If you are drowning in consumer or medical debt or facing wage garnishments, you have options under the law to get debt relief.  Milby Law Offices, PA can handle your Chapter 13 Bankruptcy no matter where you live in the state of Kansas.


Chapter 13 allows debtors that still have significant income to submit a plan to the courts to pay back their secured debts over a few years.  This provides advantages to the debtor not found in other forms of bankruptcy.  Chapter 13 can also restructure tax obligations and protect individuals from their creditors' collection efforts.  It allows you to keep your real estate and personal property and repay secured debts through reduced payments.


Can't make it to one of our offices? We can do phone consultations and file your bankruptcy without you having to drive to Wichita or Derby.


To schedule an appointment call (316) 267-8677 or contact us online.